Ferguson Property Tax 2026 Rates, Calculator & Appeal Help

Ferguson Property Tax 2026 rates average around $5.97 per $100 of assessed value, and the St. Louis County Assessor’s Office offers a Ferguson property tax calculator on its portal for quick estimates. Homeowners can check Ferguson property tax assessment details, exemption eligibility, and payment options through the online tax bill payment system, which accepts credit cards and e‑checks. The county’s tax collector contact number (314‑615‑2555) and email (Assessor@stlouiscountymo.gov) are listed for any billing questions. Due dates for the 2026 Ferguson property tax bill fall in December, and the portal also shows payment plan options for those who need them. All data follows Missouri Department of Revenue property tax guidelines.

Ferguson Property Tax appeal process begins with filing a written complaint before the assessment appeal deadline, typically the second Monday in July. Residents can download the Ferguson property tax appeal forms from the assessor’s website and must include proof of market value, recent sales, or home valuation for tax purposes. If a tax lien is filed, the procedure is outlined on the county’s real estate tax records search page, and delinquency penalties apply after the notice 2026 deadline passes. Refund criteria cover overpayments, and special relief programs exist for seniors, veterans, and low‑income owners. Commercial property owners should review Ferguson commercial property tax rates and any recent municipal tax code updates.

Search Ferguson City Property Tax

The St. Louis County Department of Revenue runs the official tax records system that covers Ferguson city property tax bills, payments, and account balances. Residents can look up tax balances, view payment history, and print receipts through the county’s online payment portal at https://taxpayments.stlouiscountymo.gov/.

To search for a Ferguson property tax record, follow these steps:

1. Open the St. Louis County property tax inquiry portal at https://taxpayments.stlouiscountymo.gov/.
2. Enter the property number, owner name, or street address into the search field.
3. Review the parcel data, which includes the assessed value, tax amount due, and the current billing year.
4. Click the parcel link to see the full tax breakdown for each taxing district that applies to the Ferguson address.
5. Use the on-screen options to pay the bill by credit card, debit card, or electronic check, or to print a paper statement for mailing.

For assessed values, ownership records, and parcel maps, the St. Louis County Department of Revenue maintains the official records. The department’s main phone line for billing and assessment questions is (314) 615-5500.

What Each Search Result Shows

When a Ferguson property tax record loads, the system displays several pieces of data the homeowner needs to verify the bill. The main fields cover the parcel ID, the owner’s name, the property’s address, the assessed value, and a list of every taxing district that receives a share of the payment.

• Parcel identification number that links to the Recorder of Deeds deed history
• Current year assessed value and prior year comparison
• County, school, fire, library, and municipal levy breakdown
• Amount paid, amount due, and the next late date
• Links to printable tax bills and mailing addresses for paper checks

If a record shows a wrong owner, a wrong mailing address, or a missing exemption, the homeowner should contact the St. Louis County Department of Revenue at (314) 615-5500 to request a correction.

Ferguson City Property Tax Rates and Calculation

The Ferguson city property tax rate is set each year by the local school board, fire district, library, and municipal offices, and the county rolls all of those levies into one bill. For St. Louis County homeowners in 2026, the combined property tax rate averages about $5.97 per $100 of assessed value, but the exact figure for any given Ferguson parcel depends on the taxing districts that cover the address.

Missouri uses a classified assessment system, which means each property is taxed on a percentage of its market value rather than the full sale price. The class a parcel falls into decides the percentage the assessor uses.

To estimate a Ferguson property tax bill, multiply the assessed value by the combined local levy rate, then divide by $100. A Ferguson home with a $200,000 true value has a $38,000 assessed value, and at a $5.97 combined rate, the annual tax bill would be about $2,268 before any exemptions or credits apply.

What Drives the Final Rate

Several local agencies set the rates that roll up into a Ferguson property tax bill. Each one votes on its own budget every year, and the Missouri Constitution caps how much each agency can raise its levy without a public vote.

• The local school district sets the school portion, which is usually the largest piece of the bill
• The local fire protection district covers the fire and emergency medical response
• The St. Louis County library district funds the public library branch
• The City of Ferguson sets the municipal general revenue rate
• Special road, light, or storm water districts may add smaller line items

Ferguson Property Tax Assessment Process

The St. Louis County Assessor’s Office values every parcel in Ferguson each odd-numbered year, and the resulting number carries forward unchanged in even-numbered years. The assessor looks at sales of similar homes, the property’s age, the lot size, and any features that affect market value before issuing the new assessment notice.

The assessor’s office uses these key inputs when setting a Ferguson property tax assessment:

• Verified sales of comparable homes within the same neighborhood
• Cost data for land and building replacement
• Rental income data for commercial and apartment properties
• Physical inspection results from the last field review
• Permit and remodeling records pulled from county files

Once the assessor sets the value, the number is mailed to the property owner each spring on the assessment notice. The 2026 bill in Ferguson is based on the 2026 assessment, which was the last full revaluation year for residential property in St. Louis County.

Where the Assessment Data Lives

All assessment data lives in the St. Louis County Assessor’s public search portal. The portal lets a Ferguson homeowner pull the parcel record, see the building measurements, and check the prior three years of values.

The Ferguson property tax assessment search shows the assessment class, the percentage of true value applied, and any senior or veteran exemption already in place. A parcel that shows an incorrect class, such as a homestead marked as commercial, can usually be fixed with a quick call to the Department of Revenue at (314) 615-5500.

Ferguson Property Tax Exemptions and Relief Programs

Missouri law allows several property tax exemptions and credits that lower a Ferguson property tax bill for qualifying owners. The St. Louis County Assessor’s Office processes most of these programs at the start of each year, and the savings appear as a credit on the tax bill sent out each fall.

Ferguson seniors can also apply for a circuit breaker property tax credit through the Missouri Department of Revenue, which caps how much they pay as a share of household income. The application asks for proof of age, total household income, and the amount of tax paid in the prior year, and it can be filed online or by mail.

Steps to Claim a Ferguson Homestead Credit

Most senior and disabled residents in Ferguson can claim the homestead credit with a short form filed at the assessor’s office. The credit reduces the amount that reaches the tax bill, and it follows the property each year as long as the owner still lives there.

1. Download the homestead credit form from the Missouri Department of Revenue website
2. Fill in the owner’s name, parcel number, and date of birth or disability status
3. Provide proof that the home is the primary residence, such as a Missouri driver’s license
4. Submit the form to the St. Louis County Assessor’s Office

Ferguson Property Tax Appeal Process

A Ferguson property tax appeal is a formal request to the St. Louis County Board of Equalization (BOE) asking for a lower assessed value. The appeal window opens on May 1 and closes on the second Monday in July each year, with the 2026 deadline falling on July 13, 2026.

The BOE hears residential and commercial appeals for Ferguson parcels, and the filing fee is small compared to the savings a successful appeal can bring. The form for real estate appeals is the BOE-RE2, and the form for personal property is the BOE-RE3. Both forms are available as PDFs from the St. Louis County Department of Revenue.

What the BOE Needs From a Ferguson Filer

St. Louis County does not require an attorney for a Ferguson property tax appeal, but the homeowner does need to bring proof that the assessor’s value is too high. The strongest filings include recent sale prices, appraisals, and photos of any condition issues that lower the value.

• Comparable sales of similar Ferguson homes that closed within the past 12 to 18 months
• A licensed appraisal, if the property is unusual or high-value
• Photos and repair estimates for any structural, foundation, or roof issues
• A statement from a realtor for active listings that did not sell at the assessed value

Once the BOE issues a decision, the assessor adjusts the value for the current tax cycle, and the county collector refunds any overpayment for that year. If the BOE denies the appeal, the owner can take the case to the Missouri State Tax Commission, which reviews the record made before the county board.

Ferguson Property Tax Appeal Checklist

Use this short checklist to make sure a Ferguson appeal file is complete before the second Monday in July. Missing one of these items is the most common reason the BOE denies a request without a hearing.

1. Print the correct BOE form (BOE-RE2 for real estate, BOE-RE3 for personal property)
2. Attach at least three comparable sales from the same school district
3. Include photos, repair bids, or an appraisal that supports the lower value
4. Sign the form, add the date, and mail or hand-deliver it to the BOE office

Ferguson Property Tax Bill Payment Options

Ferguson homeowners can pay their property tax bill in several ways, and the St. Louis County Department of Revenue encourages electronic payments through the county’s payment portal at https://taxpayments.stlouiscountymo.gov/. The portal accepts credit cards, debit cards, and electronic checks, and it charges a small convenience fee set by the card processor.

Ferguson property tax bills typically arrive in October each year, and the full payment is due by December 31. Anyone who needs more time can request a payment plan through the Department of Revenue, which spreads the balance over a few months and stops further penalty charges from adding up.

How Payment Plans Work in Ferguson

The Department of Revenue can set up a short-term payment plan for a Ferguson property tax bill when the full amount is not possible before the December 31 deadline. The plan splits the balance into monthly payments, charges a small setup fee, and keeps the account from going into delinquent status as long as the schedule is met.

• Setup fee added to the first monthly payment
• Automatic withdrawals from a bank account on a set day each month
• Interest stops accruing as long as each payment clears on time
• Missed payments can put the account back into delinquent status

Ferguson Delinquent Property Tax Penalties

A Ferguson property tax bill becomes delinquent if the full amount is not paid by December 31. The county collector then adds a penalty, charges interest, and may eventually file a lien on the property. Delinquent taxes can lead to a tax sale in which the home is auctioned off to recover the unpaid amount.

Missouri law sets the late penalty for unpaid real property tax at a fixed percentage each year, and interest continues to add to the balance until the bill is paid in full. A taxpayer who catches up before the lien is sold usually pays a smaller penalty than one who waits until the land is auctioned.

Steps to Stop a Ferguson Delinquency

Ferguson homeowners who fall behind on their tax bill should contact the St. Louis County Department of Revenue as soon as possible. The department can set up a payment plan, accept a partial payment to hold off the lien sale, or refer the owner to a hardship program that pauses the sale for a short period.

1. Call the Department of Revenue at (314) 615-5500 and ask about the current balance
2. Request a payoff quote that includes the penalty, interest, and any fees
3. Ask about a short-term payment plan if the payoff is too high to pay at once
4. Make the first payment on the plan to stop the delinquency from growing

What Happens at a Ferguson Tax Sale

If a Ferguson property tax bill stays delinquent for several years, the county collector publishes a notice and sells the lien at a public auction. The winning bidder pays off the tax debt and earns interest on the loan, and the original owner usually has a redemption window to buy back the lien before losing the home.

• Public auction held at the St. Louis County government building
• Winning bidder receives a tax sale certificate, not the title to the home
• Original owner can pay off the lien plus interest to keep the property
• Failure to redeem the lien can lead to a deed transfer to the bidder

Ferguson Property Tax Lien Filing Procedure

The St. Louis County Department of Revenue files a tax lien on a Ferguson property as soon as the bill goes into delinquent status. The lien gives the county a legal claim against the property for the unpaid amount, and the lien runs with the land until the debt is paid off or the property is sold.

Tax liens are public records, and anyone can search the lien index to see if a Ferguson parcel has an open claim against it. The Recorder of Deeds keeps the public index of recorded liens, and a lien search costs a small fee per name or parcel.

How a Ferguson Lien Is Released

A Ferguson property tax lien is released when the owner pays the full amount due, including the penalty, interest, and any recording fees. The Department of Revenue sends a release document to the Recorder of Deeds, and the release is recorded in the public land records.

1. Pay the full tax, penalty, interest, and lien recording fee to the Department of Revenue
2. Receive a paid receipt and a lien release document from the county
3. The Recorder of Deeds records the release in the public land records
4. The release clears the title and removes the lien from the parcel

Ferguson Real Estate Tax Records Search

Real estate tax records for Ferguson are split between the assessor, the collector, and the Recorder of Deeds. The assessor holds the value and ownership data, the collector holds the payment history, and the Recorder of Deeds holds the deed and lien history. Searching all three sources gives a complete picture of any Ferguson parcel.

The main search portals for Ferguson real estate tax records are:

• St. Louis County Property Tax Inquiry: https://taxpayments.stlouiscountymo.gov/
• St. Louis County Department of Revenue main page: https://stlouiscountymo.gov/st-louis-county-departments/revenue/

Reading a Ferguson Parcel Record

A typical Ferguson parcel record shows the owner’s name, mailing address, legal description, lot size, year built, square footage, and the most recent sales price. The record also shows the assessment class, the assessed value, and any open exemptions or special districts that apply to the parcel.

The tax record side of the search shows the amount billed, the amount paid, and the breakdown by taxing district. Comparing the two records side by side makes it easier to spot a clerical error, a missing exemption, or an incorrect assessment class.

Ferguson Property Tax Refund Criteria

A Ferguson property tax refund is available when a property owner pays the bill in error, pays the same year twice, or pays on a parcel that should have been exempt. The Department of Revenue reviews refund claims, and the county issues a check or applies the credit to the next year’s bill at the homeowner’s request.

Common reasons a Ferguson homeowner may qualify for a refund:

• Duplicate payment made on the same parcel number
• Payment made on the wrong parcel number by mistake
• Approved exemption that was not applied before the bill was paid
• Successful appeal that lowered the value for the year already paid

How to Request a Ferguson Tax Refund

Refund requests in Ferguson must be filed with the St. Louis County Department of Revenue, and the owner needs to show proof of the overpayment. The Department of Revenue reviews the file and either refunds the amount or applies it as a credit to the next year’s tax bill.

1. Gather the paid tax bill, the canceled check, and the bank statement showing the duplicate
2. Write a short letter that explains the error and the amount of the overpayment
3. Mail the letter and the proof to the St. Louis County Department of Revenue
4. Follow up by phone at (314) 615-5500 if the refund is not received within 60 days

Ferguson Commercial Property Tax Rates

Commercial property in Ferguson is taxed under Missouri’s classified assessment system. The exact assessment percentage for commercial parcels is set by state law, and the local levy rate is applied to that assessed value to set the bill. Refer to the Missouri Department of Revenue guidelines for the current commercial assessment percentage.

Commercial owners can use the same appeal process as residential owners, and the BOE-RE2 form is used for the appeal filing. Commercial filings often need a licensed appraisal and rental income data to be successful, and the savings on a large parcel can be significant.

Ferguson Commercial Tax Saving Tools

Ferguson business owners have a few extra tools that residential owners do not, and these programs can lower the annual tax bill on a commercial parcel. The Missouri Department of Revenue reviews each application, and the savings show up on the next county tax bill.

• Chapter 100 industrial development bonds for new construction or expansion
• Urban Redevelopment Corporation tax abatement for qualifying projects
• Enhanced Enterprise Zone tax credit for job-creating businesses in certain areas
• Real estate abatements for facilities that meet local economic goals

Missouri Department of Revenue Property Tax Guidelines

The Missouri Department of Revenue sets the rules that every county assessor, board of equalization, and collector follows each year. These guidelines cover how property is classified, how appeals are heard, how exemptions are processed, and how the state tax commission reviews cases that are not resolved at the county level.

Ferguson homeowners can review the state rules before filing an appeal or claiming a credit, and the same rules govern how the St. Louis County Assessor values property each odd-numbered year. The state also publishes a list of accepted forms, filing deadlines, and contact data for each county office.

How State Rules Shape a Ferguson Tax Bill

The classified assessment ratio, the appeal timeline, and the senior tax credit are all set by state law, and the local assessor must follow them on every Ferguson parcel. The state also sets the maximum levy increase a school district or fire district can pass without a public vote.

• Residential parcels are assessed at 19% of true value statewide
• The appeal window opens May 1 and closes the second Monday in July
• State circuit breaker caps the property tax bill for low-income seniors
• Hancock Amendment limits the growth of state and local revenue

Ferguson Property Tax Notice and Due Dates

Ferguson property tax bills are mailed once a year in October, and the full amount is due by December 31. The bill lists every taxing district that receives a share of the payment, and the bottom of the bill shows the total amount due, the coupon, and the mailing address for paper checks.

If a bill is lost, the homeowner can print a duplicate from the St. Louis County tax inquiry portal at https://taxpayments.stlouiscountymo.gov/. The portal also stores the bill history, so a homeowner can compare this year’s bill to last year’s bill and spot any sudden change that might need a

Frequently Asked Questions

Ferguson property tax information helps residents keep their homes current, avoid penalties, and plan finances. The St. Louis County Assessor’s Office and the County Collector handle assessments, bills, and payments. Using the online portal or phone support makes it easy to view balances, file appeals, or set up payment plans.

How can I look up my Ferguson property tax bill online?

Visit the County payment site at https://taxpayments.stlouiscountymo.gov/. Enter the parcel number, owner name, or address in the search box. The portal shows the current balance, payment history, and a printable receipt. If you prefer phone help, call the Collector at (314) 622‑4108.

What is the current Ferguson Missouri property tax rate for residential homes?

The 2026 residential rate averages about $5.97 per $100 of assessed value. Multiply the assessed value (19 % of market value) by this rate to estimate your bill. For example, a home valued at $150,000 has an assessed value of $28,500; the tax would be roughly $1,698.

How do I appeal a Ferguson property tax assessment?

File an appeal with the St. Louis County Board of Equalization between May 1 and the second Monday in July (July 13, 2026). Use the online portal to download the BOE‑RE2 form, attach the tax bill, recent appraisal, and any error evidence. Mail the package to the Assessor’s Office or submit it electronically.

What payment options are available for Ferguson property tax bills?

Pay online through the county portal with a credit card or ACH transfer. You can also pay by phone using the Collector’s line (314) 622‑4108, or in person at the Collector’s office at 1200 Market St., Room 109, St. Louis. Payment plans may be arranged by calling the Collector and requesting a hardship waiver.

Are there tax exemptions for seniors or veterans in Ferguson?

Homeowners 65 and older may qualify for a property tax credit of up to $750 if income limits are met. Qualified veterans receive a $250 credit. Apply online through the County’s exemption portal or submit a paper form to the Assessor’s Office. Required documents include proof of age, income, or military service.